The number of Americans buying LTCi has increased more than tenfold in the past 15 years.
Source: HIAA Survey: Growth in LTC Insurance Exceeds Tenfold Since 1987, Dennis Kelly, BestWeek, Feb 4, 2003

The number of employers offering LTCi as an employee benefit skyrocketed over the past decade to more than 4,700.
Source: HIAA Survey: Growth in LTC Insurance Exceeds Tenfold Since 1987, Feb 4, 2003

The average reduction in out-of-pocket nursing home expenses due to LTCi is between $60,000 and $75,000 and can total more than $100,000 for assisted living costs.
Source: HIAA: Benefits of Long-Term Care Insurance, September, 2002

Aggregate savings to Medicare and Medicaid for the current numbers of LTCi policyholders are estimated at about $30 billion.
Source: HIAA: Benefits of Long-Term Care Insurance, September, 2002

36 percent of new LTCi policyholders have household incomes below $35,000 and 62 percent have household incomes of less than $50,000.
Source: HIAA: Benefits of Long-Term Care Insurance, September, 2002

Between 1987 and 2001, the LTCi market grew an average of 18 percent each year, increasing more than tenfold.
Source: HIAA Survey: Growth in LTC Insurance Exceeds Tenfold Since 1987, Feb 4, 2003

Disabled elders with private LTCi receive an average of 14 more hours of personal care per week than similarly disabled non-privately insured elders.
Source: Benefits of long-term care insurance: Enhanced care for disabled elders, improved quality of life for caregivers, and savings to Medicare & Medicaid, Marc A. Cohen, Ph.D., September 2002

Having a LTCi policy reduces by 66 percent a person's chances of having to spend his or her assets to the point of impoverishment and Medicaid eligibility to pay for nursing home care.
Source: Benefits of long-term care insurance: Enhanced care for disabled elders, improved quality of life for caregivers, and savings to Medicare & Medicaid, Marc A. Cohen, Ph.D., September 2002

Purchasers of LTCi under the age 65 feel they have taken appropriate steps to protect their spouses and feel more secure about their future.
Source: Benefits of long-term care insurance: Enhanced care for disabled elders, improved quality of life for caregivers, and savings to Medicare & Medicaid, Marc A. Cohen, Ph.D., September 2002

The average national cost for annual nursing home care is about $192 per day or $70,080 annually, Home care averages $18 hour at $52,560.
Source: MetLife Mature Market Institute, September, 2004

In the individual market, 33 percent of current buyers of LTCi are under the age of 65.
Source: HIAA: Benefits of Long-Term Care Insurance, September, 2002

Life Expectancy after age 65 is now 17.9 years, an increase of 4.9 percent since 1940 and by the year 2030, this population will more than double to 70 million.
Source: The Older Population, A Profile of Older Americans: 2001, Administration on Aging.